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What We Offer

Our Services

From savings accounts to personal loans — explore all the financial services CashTree offers to its members.

Savings Account
Grow your savings every quarter
Open a zero-hassle savings account with CashTree and earn interest on every rupee. No hidden charges. No minimum balance stress.
4%
Interest p.a.
Quarterly Payout
Low Minimum Balance
Open account with just ₹500. No penalty for low balance months.
4% Interest Per Annum
Earn 4% p.a. interest paid directly to your account every quarter.
Passbook Facility
Get a physical passbook updated at every branch visit. Full transaction history.
Safe & Registered
Your deposits are managed under the Delhi Cooperative Societies Act.
Nomination Facility
Add a nominee to secure your savings for your family members.
Upgrade Anytime
Easily open an FD or RD from your existing savings account balance.
Eligibility
  • CashTree member (membership required)
  • Any Indian resident, 18 years & above
  • Minor accounts with guardian
  • Delhi/NCR residents preferred
Documents Required
  • Aadhaar Card (mandatory)
  • PAN Card
  • 2 Passport-size photographs
  • Address proof (if different from Aadhaar)

Ready to open your Savings Account?

Visit our branch or contact us — account opened same day.

Open Account
Fixed Deposit (FD)
Earn up to 9.5% on your lump sum
Invest your savings in a Fixed Deposit and watch your money grow with guaranteed returns. Better rates than most banks.
9.5%
Interest p.a.
Best Rate
FD Interest Rate Chart
Tenure Interest Rate (p.a.) Min. Amount Payout Option
6 Months7.5%₹5,000On Maturity
1 Year8.5%₹5,000Monthly / Quarterly
2 Years9.0%₹5,000Monthly / Quarterly
3–5 Years9.5%Best₹5,000Monthly / Quarterly
Guaranteed Returns
Fixed interest rate locked in at the time of deposit. No market risk.
Flexible Tenure
Choose tenure from 6 months to 5 years as per your financial goal.
Monthly Payout Option
Get interest credited to your savings account every month or quarter.
Loan Against FD
Borrow up to 90% of your FD value without breaking the deposit.
Premature Withdrawal
Withdraw before maturity if needed — nominal penalty may apply.
Nomination Facility
Secure your FD for your family by adding a nominee at account opening.
Eligibility
  • CashTree member (required)
  • Indian resident, 18 years & above
  • Joint FD allowed with family member
  • Minimum ₹5,000 to start
Documents Required
  • Aadhaar Card (mandatory)
  • PAN Card
  • 1 Passport-size photograph
  • Existing savings account with CashTree

Start your Fixed Deposit today

Earn up to 9.5% p.a. — walk in to your nearest branch.

Open FD
Recurring Deposit (RD)
Save monthly, earn big returns
Start small and build a large corpus with our Recurring Deposit. Invest as little as ₹500 per month and earn up to 9% p.a. on your savings.
8.5%
Interest p.a.
Most Popular
RD Interest Rate Chart
Tenure Interest Rate (p.a.) Min. Monthly Payout
1 Year7.5%₹500/moOn Maturity
2–3 Years8.5%Popular₹500/moOn Maturity
5 Years9.0%₹500/moOn Maturity
Start with ₹500/month
Affordable monthly investment with huge returns over time through compounding.
Auto-Debit Facility
Set up auto-debit from your savings account — never miss an installment.
Loan Against RD
Get emergency loan up to 90% of your RD value without closing it.
Flexible Tenure
Choose tenure from 1 year to 5 years based on your savings goal.
Compound Growth
Interest compounds monthly — your money grows faster than simple interest.
Nomination Facility
Add nominee to protect your RD maturity amount for family security.
Eligibility
  • CashTree member (required)
  • Indian resident, 18 years & above
  • Minimum ₹500 per month
  • Existing savings account required
Documents Required
  • Aadhaar Card (mandatory)
  • PAN Card
  • 1 Passport-size photograph
  • Savings account passbook

Start your RD with just ₹500/month

Build your savings habit today — visit any CashTree branch.

Open RD
Personal Loan
Quick loans at low interest rates
Get a personal loan from CashTree at rates starting from just 12% p.a. Minimal documentation, fast processing, no guarantor for existing members.
12%
Starting p.a.
Fast Processing
Loan Details
Loan Amount Interest Rate (p.a.) Max Tenure Processing Time
₹10,000 – ₹50,00012%1 Year48 Hours
₹50,001 – ₹1,00,00013%2 Years3–5 Days
₹1,00,001 – ₹3,00,00014–15%3 Years5–7 Days
Fast Disbursal
Loans processed within 48 hours for existing members with good standing.
Minimal Documentation
Just Aadhaar, PAN and income proof. No lengthy paperwork or bank statements.
Easy EMI Repayment
Repay in affordable monthly EMIs. Reducing balance interest calculation.
Low Interest Rates
Starting from 12% p.a. — significantly lower than most personal finance lenders.
No Hidden Charges
Transparent processing — no hidden fees. Prepayment allowed without penalty.
Member Priority
Long-standing members get priority processing and preferential interest rates.
Eligibility
  • CashTree member (mandatory)
  • Age 21–60 years
  • Regular income source
  • Good repayment history with CashTree
  • No existing defaulted loans
Documents Required
  • Aadhaar Card + PAN Card
  • 2 Passport-size photographs
  • Income proof (salary slip / ITR)
  • Address proof
  • Guarantor details (if applicable)

Apply for Personal Loan today

Fast processing, low rates — visit our branch or contact us.

Apply for Loan
Join CashTree

Become a member & start earning more

Open your savings account today and unlock access to FD, RD, personal loans and much more — all at member-exclusive rates.

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