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Fixed Deposit

Invest your savings in a Fixed Deposit and earn up to 9.5% p.a. with guaranteed returns. Better rates than most banks.

Savings Account Fixed Deposit Recurring Deposit Personal Loan
Fixed Deposit (FD)
Earn up to 9.5% on your lump sum
Invest your savings in a Fixed Deposit and watch your money grow with guaranteed returns. Better rates than most banks.
9.5%
Interest p.a.
Best Rate
FD Interest Rate Chart
TenureInterest Rate (p.a.)Min. AmountPayout Option
6 Months7.5%₹5,000On Maturity
1 Year8.5%₹5,000Monthly / Quarterly
2 Years9.0%₹5,000Monthly / Quarterly
3–5 Years9.5%Best₹5,000Monthly / Quarterly
Guaranteed Returns
Fixed interest rate locked in at deposit. No market risk.
Flexible Tenure
Choose tenure from 6 months to 5 years as per your financial goal.
Monthly Payout Option
Get interest credited to your savings account every month or quarter.
Loan Against FD
Borrow up to 90% of your FD value without breaking the deposit.
Premature Withdrawal
Withdraw before maturity if needed — nominal penalty may apply.
Nomination Facility
Secure your FD for your family by adding a nominee at account opening.
Eligibility
  • CashTree member (required)
  • Indian resident, 18 years & above
  • Joint FD allowed with family member
  • Minimum ₹5,000 to start
Documents Required
  • Aadhaar Card (mandatory)
  • PAN Card
  • 1 Passport-size photograph
  • Existing savings account with CashTree

Start your Fixed Deposit today

Earn up to 9.5% p.a. — walk in to your nearest branch.

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Become a member & start earning more

Open your account today and unlock access to FD, RD, personal loans and much more — all at member-exclusive rates.

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